Contact Information

Grace W. Liang
Real Estate Broker
Horizon Enterprise Real Estate
Tel: 425-443-4227
Fax: 206-202-9081

Thank you for visiting today. If this is your first visit, take your time and look around. I have plenty of information and resources available to you. If you are a return visitor, thank you. I would love to hear from you and tell you how I can serve all your real estate needs.

Buyer/Seller Info

Tips for Buyers

Avoiding Financial Stress
Build a Plan of Action and Get Ready
Finding the Right Seller
Getting a Legitimate Lender and Getting Pre-Approved
Hot, Normal, and Cold Markets
Importance of Inspection
Is Buying a Home Still a Smart Plan
Thinking About Buying a Foreclosure
Use a Buyer's Agent
Why You Should Not Make Any Major Credit Purchases

Tips for Sellers

Considering Offers
Finding the Right Agent
For Sale By Owner - A Good Idea
Getting the Highest Price in the Shortest Time
Insist on a Home Inspection
Know Why You are Selling
Making a Good First Impression
Plan of Action
Setting the Price
What is a Short Sale Anyway

Homeowner Information

Common Ways of Holding Title
Condominium and PUD Ownership
Environmental Issues
Lead Poisoning
Living Trusts
Mechanics Liens
Underground Heating Oil Tanks
Understanding Foreclosures

Title and Escrow

Closing and Title Costs
Creative Financing
Required Reporting to the IRS
Statements of Information
The Functions of an Escrow
Title Insurance - Where Does Your Dollar Go?
Title Insurance Requirements for Insuring Trusts
Title Insurance When Refinancing Your Loan
Understanding Preliminary Reports
Understanding Title Insurance
Why Do You Need Title Insurance

Mortgage Information

Adjustable Rate Mortgages - The Pros and Cons
Adjustable Rate Mortgages-The Basics
Closing Costs When Buying or Refinancing a Home
Documenting Your Assets - Verifying Your Down Payment
FICO® Score - a Brief Explanation
FICO® Scores and Your Mortgage
Items You Need When Applying For a Loan
Land Contract
The Advantages of Different Types of Mortgage Lenders
The Biweekly Mortgage - Who Needs It?
Types of Mortgage Lenders
What's a FICO®?
Where Does the Money Come From for Mortgage Loans?
Which ARM is the Best Alternative?
Your Savings and Down Payment
The No-Cost Thirty Year Fixed Rate Mortgage